Leasing

Financial lease

This product is intended for enterprises that do not have problems in getting low-interest bank credits. It is related to the items included in the 3-6 group of Fixed assets Classifi cation, which minimum usage time is 5 years. Raised depreciation rate allows better effects than in case of credit to be obtained.
The legal basis for this type of operation is provided by the legal act on the income tax on legal persons of 15th
February 1992 with subsequent amendments.
Effects and advantages of fi nancial leasing:

reduction of cash expenditure up to 8 % of net value of a fi xed asset,
improvement of liquidity,
possibility to lower the price of offered products or services after the expiry of the fi nancial leasing,
transferring ownership of the fi xed asset to the Lessee without any additional charges.

Products developed on the basis of fi nancial leasing:

5 year fi nancial leasing connected with the purchase of securities - for companies that have their own investment resources,
fi nancial leasing for co-generation projects - leasing of equipment generating both electric and heating power.

Real estate leasing

Real estate leasing is a particular type of leasing where the objects of leasing are buildings and edifices. The development of the real estate market as well as our experience in financing durable materials such as structures of various kinds facilitate our financing the part of the market which we so reluctantly would like to see in the wallets of our competitors. The experiences gathered while financing costly and long-termed investments through financial leasing allowed us to finance real estates as well.

Operating lease

Also intended for enterprises in good fi nancial condition. It is related to fi xed assets with high depreciation rate, short usage time, subjected to rapid technological progress.
The period for such a lease agreement runs from 18 to 72 months.
Operating leasing has the following advantages:

all charges constitute operating costs,
reduction of income tax.

1. Who will be the Controller of your personal data?

The controller of your personal data is Energetyczne Towarzystwo Finansowo Leasingowe ENERGO UTECH S.A. with the registered office in Poznań (61-144) at ul. Bolesława Krzywoustego 7, for which the Poznań Nowe – Miasto and Wilda District Court in Poznań, 8th Commercial Division of the National Court Register (KRS) keeps register files under KRS no. 0000033439, NIP 783 12 17 711, REGON 630774290, with the share capital of PLN 22,400,000.00, the paid‑up share capital of PLN 22,4000,000.00 (hereinafter referred to as the "Controller").

You can contact the Controller in writing by mail to the following address: Energetyczne Towarzystwo Finansowo Leasingowe ENERGO UTECH S.A., ul. Bolesława Krzywoustego 7, Poznań (61-144) or by email to the following address: biuro@enut.pl.

2. What personal data are processed by the Controller?

The Controller processes personal data that are collected in connection with your use of the services offered by the Controller, in particular the website, including any information stored in cookies. The information resulting from general principles of Internet connections, such as an IP address, is used by the Controller for technical purposes. Subscribing to services offered by the Controller, such as email messages, requires filling in a form in which you provide information allowing to contact the User (e.g. email address).

3. What are the purposes of the processing of your data?

We process your data, for example, to: inform you about the Controller's activities, customise the content of the website, its subject matter, as well as the subject matter of the materials and advertisements on the website to your interests, provide you with greater security of services, perform measurements to enable the Controller to improve its services and make them meet your interests and needs as closely as possible, and facilitate your contact with the Controller via a contact form.

5. What are legal bases for the processing of your data?

The legal basis for the processing of your data for the purpose of service provision is the necessity to perform the contracts for their provisions (most often, they are regulations for the services used by you). As for the processing for marketing purposes, such basis includes your freely given consent that may be withdrawn by you at any time.

6. What are your rights in respect of your data?

As the Controller of your personal data, we provide you with the right of access to the data and you have also the right to rectification, to erasure and to restriction of processing of the data. You may also exercise the right to object and to data portability to another controller. However, in the case in which ENUT is legally obliged to process certain data, some of the aforementioned rights may be limited.

You may withdraw consent to the processing of personal data within the scope of the previously given consent.

Please be informed that you have also the right to lodge a complaint with a supervisory body overseeing the compliance with personal data protection regulations, i.e. with the President of the Office for Personal Data Protection.